About Progressive Direct

Experience and innovation

Progressive Direct is a car insurance company that has combined 70 years experience with the latest technologies to help bring down the cost of your car insurance.

Car insurance you can trust for less than you expect ... that's Progressive!

Progressive Direct

About Progressive Direct
Progressive Direct is an Internet only, low cost insurer for Australian motorists, fully owned by the Progressive Group of Companies (Progressive Group).

Progressive Direct is a new kind of car insurance company for Australia. Launched in 2009, we offer our customers an alternative to traditional car insurance that can save them money and reduce the time and stress of car insurance. By buying and administering their policy 100% online, our customers are able to access a low cost car insurance policy that does not compromise on cover or claims delivery, and offers the convenience of having unrestricted access to their own online car insurance account.

Key Facts About Progressive Direct in Australia

  • Launched in 2009
  • Holder of an Australian Financial Services License and regulated by the Australian Prudential Regulatory Authority (APRA)
  • Progressive Direct is a member of the Financial Ombudsman Services, the Insurance Council of Australia and has adopted the General Insurance Code of Practice
  • We adopt a prudent approach to capital management, exceeding APRA's minimum capital requirement and conservatively investing our reserves and capital in cash and bonds only
  • As of 31 December 2009, our capital base was $14,100,000, our Minimum Capital Requirement was $5,000,000, and our capital adequacy multiple was 2.8.
  • Headquartered in Melbourne, we provide customer service 24/7 through online communication from our website (see Contact Us), and have a dedicated claims team available 24 hours per day every day

Key Facts About Progressive Group

  • Specialist motor insurer established in 1937
  • In 1995, we were the first major major car insurance company in the world to launch an Internet site, and are now a leader in Internet based motor insurance
  • We insure over 10 million motor vehicles each year
  • Based in Cleveland, Ohio (USA), we have over 25,000 employees
  • Our parent entity, The Progressive Corporation, is listed on the New York Stock Exchange (PGR)

Our Heritage

Serving customers for over 70 years
Since 1937, drivers have trusted Progressive as their car insurance company. With more than ten million policies issued and award-winning Internet capabilities, Progressive stands out as a leader in the car insurance industry and an innovator on the Internet.

Progressive Direct in Australia is one of our recent innovations. Offering car insurance completely online so that you, the customer, can save money and time on your car insurance.

Read more about other Progressive Firsts

Progressive Direct Team

A simple focus
The Progressive Direct leadership team has a singular focus: delivering high quality, lower cost car insurance.

Simon Lindsay (Country Manager)
Prior to this role, Simon spent 10 years working in financial institution advisory with JPMorgan and Merrill Lynch.

Born in Perth, Western Australia, Simon has spent most of his career in Melbourne, in addition to several years in Sydney and New York. Simon has a Bachelor's degree from Youngstown State University (Ohio, USA), and a Bachelor of Commerce degree from the University of Western Australia.

Nick Bell (Head of Product)
Prior to this role, Nick spent 14 years at AAMI working in a range of roles across Australia.

Nick has spent his entire career in motor insurance and has a Bachelor's degree from the University of Melbourne.

Jim Ward (Head of Claims)
Now based in Melbourne, Jim has over 20 years of car insurance claims management experience and has worked for Progressive all of his career.

Jim has a Bachelor's degree from the Eastern Kentucky University, USA.

Progressive Group's senior executive team.

Right For You?

Unfortunately, we are not for everyone ...
If you are not a regular Internet user and prefer call centres to manage your personal business, we may not be right for you.

... but we do make sense if you're already an online consumer.
Let's face it, the Internet is how you maximise your time and money today. You bank online, email and social network to keep in touch, and shop on favourite websites. Isn't it time your car insurance company caught up with the rest of your life?

Now you have a choice. Progressive Direct is the fast, convenient, and always-available car insurance solution that's just on the Internet.

But online doesn't mean fly-by-night. You can feel confident about the quality and reliability of our products and services. As a part of the Progressive Group, we have the experience, resources, and assets to stand behind you now and in the years to come.

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Progressive Direct Insurance Company
ABN: 28 140 389 528 AFSL: 342 902

Copyright 2009 Progressive Direct Insurance Company. All Rights Reserved.